Index  

Your account holders' credit is a valuable asset. Protecting it is a crucial step in overall financial wellness and identity theft protection. This month, we want to remind your account holders of the importance of understanding credit scores and provide some tips on helping them improve and maintain a healthy credit score. 

Even though minor children do not have credit yet or make transactions on their own, they are still vulnerable to fraudsters, hackers, and thieves who could steal their identities.
We want to make sure that your account holders are aware of the risk to the identities of the children in their care and can take steps now to protect their children's identities into adulthood.

Data breaches occur so frequently that we often grow indifferent to notifications regarding them. It's important to remind your account holders about the steps they can take to help protect their personal information when they inevitably get a notification about a data breach that potentially included their data. 

Every June, we observe Elder Abuse Awareness Month to shine a light on a deeply troubling and often hidden issue affecting millions of older adults worldwide. This month is a time to educate ourselves and our communities about the signs of abuse and the importance of speaking up. Whether it’s checking in on an elderly neighbor, supporting a caregiver, or learning how to identify and report suspected abuse, every action counts.

Recently, we've seen news stories and advertising about the threat of "Home Title Theft" or "Deed Fraud." But what exactly is this crime, and how does it happen? This month, we are here to help you and your account holders gain a better understanding of this type of crime and how it can be detected and avoided.

Identity theft continues to be more than just a costly headache, and in 2024 it stayed in the top three categories of fraud reported to the FTC, according to the latest data from the Consumer Sentinel Network. This month we’re going to dig into some lesser-known, proactive steps your account holders can take to help protect themselves from becoming the next victim of identity fraud.

This month’s content is all about checking, and an opportunity for you to feature all the rich benefits and options included in your checking account line up. Maybe it’s time for those who have chosen a simple checking account to move up to the next level, but they have just been putting it off. What better time than springtime to renew your focus on financial wellness, and that starts with getting the most from your checking.

As we step into a new year, now is the perfect time to start fresh-and that includes safeguarding yourself against tax identity theft. Everyone is at risk of falling victim to tax identity theft, and thousands of Americans are impacted by this crime each year. Fraudsters often target taxpayers early in the year, hoping to take advantage of the hustle and bustle of busy tax season preparations. 

Order confirmation phishing scams are a growing threat in the digital age. These scams prey on the ubiquity of online shopping, aiming to trick individuals into revealing sensitive information or installing malicious software. This month we are here to help you increase account holders' awareness of order confirmation phishing scams, providing guidance on how to identify and avoid falling victim to these scams.

The holiday season is a time for joy and celebration, but it can also be peak season for cybercriminals and identity thieves. With online shopping, holiday travels, and increased sharing of personal information, the risk of identity theft can rise dramatically this time of year. This edition of Econocheck NOW! includes tips to help your account holders keep their identities safe and in turn keep the holiday season stress-free.

The holiday season is right around the corner, which means many of us will be shopping online for gifts, deals, and seasonal essentials. While online shopping is convenient and often cost-effective, it’s also a prime time for scammers to take advantage of unsuspecting consumers. As your accountholders prepare for holiday shopping, remind them that you are here to help them stay secure with tips for avoiding common scams that surface this time of year. 

In the past, you may have thought of cybersecurity as something only large companies or secret agents in movies had to worry about. But times have changed. Cybercrime is no longer a distant problem. It’s a threat to all of us.The theme for this year’s Cybersecurity Awareness Month is “Secure Our World”, emphasizing that we can all help protect ourselves and our world against cybercrime. 

Creating and working toward a savings goal can help consumers build an emergency fund for unexpected expenses or future expenses that might not be covered by a monthly budget.
A solid emergency fund can provide your account holders with peace of mind, knowing that they have taken the extra step to plan for whatever the future might hold.

By providing your account holders with practical advice on creating healthy password habits, you can empower them to exercise control of their online security. This initiative not only helps protect their personal and financial information but also strengthens their trust and confidence in your institution's commitment to their security. 

Creating a personal budget is the cornerstone of financial success. It empowers you to track your income, expenses, and savings goals, ensuring you're in control of your finances. This month, help account holders review, update, or even create a personal budget for the first time, to help them meet or exceed their personal financial goals. 

Your account holders' credit is a valuable asset. Protecting it is a crucial step in overall financial wellness and identity theft protection. This month, we want to remind your account holders of the importance of understanding credit scores, and provide some tips on helping them improve and maintain a healthy credit score. 

This month’s content is all about checking, and an opportunity for you to feature all the rich benefits and options included in your checking account line up. Maybe it’s time for those who have chosen a simple checking account to move up to the next level, but they have just been putting it off. What better time than springtime to renew your focus on financial wellness, and that starts with getting the most from your checking.

Telehealth visits surged in popularity in 2020 and remain a popular option. Nevertheless, many people are unaware of their options or hesitate to use this convenient medical benefit. Providing information regarding telehealth demonstrates that you're more than just your account holders’ financial institution: you are their trusted partner, concerned about the health and safety of your account holders and their loved ones. 

As the new year gets underway, we want to provide you with a simple yet powerful tool that can reinforce the value of your financial institution's partnership with your account holders. Focusing on trust, security, and customer service it showcases the advantages of your institution's innovative digital solutions, personalized financial guidance, and community involvement.

This month we discuss new ways that scammers are attracting their victims this year, as well as reminders about the classic scams that are still circulating. We’ll also share what to do if they think they’ve fallen victim to a scam, and we’ll remind them about the availability of our Identity Theft Recovery Advocates to minimize their losses.

This month, we are focusing on credit scores: what they are, how they are calculated, and how they can be improved. Only once they understand how credit scores work can they begin to move toward their financial goals.

This month, we talk about protecting your identity, what to do if it is compromised, and steps to take to help from becoming a victim of identity fraud in the future. Professional Identity Recovery Advocates are available to ensure the road to recovery is as quick as possible.

Child identity theft isn’t something we often think about. However, it occurs more often than you might expect. This month, we look at the many ways this form of identity theft can happen, some of the warning signs, and what you can do to protect your children.

This month, we’re revisiting two different methods that criminals use to steal payment card information - “skimming” and “gluing” - and reminding account holders of steps they can take to avoid becoming the next victim of these schemes.

Another Data Breach Notification? Data breaches occur so frequently that we often grow indifferent to notifications regarding them. This month we remind your account holders to be aware of data breaches that might have impacted them and to stay aware and diligent in protecting their information in case of a breach.

Phishing is a scam that criminals have been utilizing with great success since the internet’s rise in popularity and accessibility in the 1990s. This month, we are taking a closer look at the crime of phishing, the impact that it has in today’s world, and ways that your account holders can identify and avoid phishing schemes in their everyday lives.

In this month's newsletter, we'll explore the basics of identity theft, its negative consequences, and some statistics that highlight the scale of the problem. We'll also examine some common ways that people become victims of identity theft and provide tips on how to avoid falling prey to this crime. 

Check out the good credit habits in this article. Share this content to let empower your account holders with ways know how they can better protect their financial future.

As we get closer to the approaching tax deadline, it's important to share tax scams that put your account holders at risk during this busy time of the year!

This month, we look at the varying incidences of medical identity theft. From insurance fraud, to prescription scams, the impact of medical identity theft can have a serious impact on your financial well-being.